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LMH BENEFIT PACKAGES | | Remarks | ANNUAL LIMIT | General Package | Premier Package | Supercare Package | | General Practise (GP) Consultation | Full payment but only from a LMH Service Provider. | No Limit | No Limit | No Limit | | Specialist Consultation | Based on a referral from a LMH Service Provider. | No Limit | No Limit | No Limit | | Prescribed Drugs | 100% payment for Drugs Except those under Exclusions | No Limit | No Limit | No Limit | | Laboratory and other Investigations | No Payment is required BUT Must be at the request of a LMH service provide | No Limit | No Limit | No Limit | | X-ray and Ultrasound Scan | No Payment is required BUT Must be at the request of a LMH service provider | Covered | Covered | Covered | | In-patient Accommodation | Covers boarding and lodging | Covered | Covered | Covered | | Medical and Surgical Procedures/Operations | Includes drugs and consumables used in the procedure/operations | Covered | Covered | Covered | | Maternity Services | Covers ante-natal, normal delivery and post natal | Covered | Covered | Covered | | Blood Transfusion | Blood to be sourced from a Recognized Blood Bank | Covered | Covered | Covered | | Dental Care | Excludes bridges, inlays, dentures and root canal treatment | Covered | Covered | Covered | | Optical Care | Optometric and optical consultation and eye examination only. Spectacles and Lenses admissible every 2 years. | Covered | Covered | Covered | | Ambulance Services | Emergency use only | Covered | Covered | Covered | | Medical Examination and/or Check-ups | Not more than once in every two years but for Preventive reasons only. For ages 45 and above only | Covered | Covered | Covered | | Physiotherapy | Prescription by recognized medical practitioner | Covered | Covered | Covered |
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